Common Terms

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Loan volume

mostly between €10k and 2m (Europe)

Fixed Interest

5-15% of the loan volume

Payback Period

up to 12 month

Monthly Repayment

between 2- 20% of the monthly revenue

Collateral

none

Warrants

none (no personal guarantees or hidden fees)

Seniority

Senior debt (repayed first in an exit or an bankruptcy)